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A title agent is responsible for conducting a title search, preparing the title report, and issuing title insurance policies.
A title search is an examination of public records to determine the history of ownership of a property, while title insurance is an insurance policy that protects against any potential title defects.
A title defect is any legal issue with the ownership of a property that could affect the buyer's ability to take full ownership of the property.
A property title is a legal document that proves ownership of a property. It contains the name of the owner, a description of the property, and any other relevant information about the property's history.
A title company ensures that the title to a property is legitimate and then issues title insurance for that property.
Title clearance is the process of resolving any issues with the title to a property before it can be sold or transferred. This may include resolving liens, outstanding debts, or disputes over ownership.
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